Oftentimes, selling life insurance can be an uphill battle. Many clients worry that a life insurance product will tie them down to fees they don?t want, or that some policies will limit their freedom. In truth, though, by selling life insurance, you are selling your clients freedom, by giving them the security and peace of mind they need.
Welcome to another Power 3 Product Review! This time, we’re going to be reviewing the Century Plus Disability Plan from Assurity Life Insurance with Regional Sales Manager Mike Zundel.
Why Choose Assurity Century Plus Disability Plan?
Assurity’s Century Plus Disability Plan was created to celebrate the life insurance company’s 100th anniversary in the individual Disability Income marketplace, with the intention of making a product that was easier for agents to work with, by covering clients’ base needs while still remaining flexible. This plan prevents agents and clients from having to go through any more of the underwriting process than is absolutely necessary.
What Are the Benefits of Assurity Century Plus Disability Plan?
- Simplifies the underwriting process
- Provides high non-med and non-financial underwriting guidelines
- Most cases will avoid a paramedical exam as well as income documentation
- True stand alone disability income coverage
- Easy add-on sale
- Protects your clients’ most valuable asset: their ability to make an income
SilverSide Insurance Marketing
Contact SilverSide Insurance Marketing today for more details!
Why Choose Assurity Acci-Flex?
Assurity Acci-Flex is an accident-only life insurance plan that benefits clients who are still looking for some additional accidental death coverage. It also benefits clients who are looking for traditional life insurance, but who may have health issues or other difficulties qualifying for affordable rates. Acci-Flex offers a high amount of benefit with an affordable premium.
What Are the Benefits of Assurity Acci-Flex?
- Accident-only death benefits ranging from $50,000 to $250,000
- Affordable with any client’s budget
- Everyone qualifies for the preferred pricing rate
- No additional false underwriting
- Waiver of Premium rider/Return of Premium rider give clients all their money back at age 75
SilverSide Insurance Marketing
Contact SilverSide Insurance Marketing for more information!
Non med, non med, non med. We keep hearing the term ?non med? thrown around, but find that it’s definition is often blurred. C?mon. We are all thinking it. How can you get life insurance (or any kind of insurance for that matter) without a professional check up or bill of health? Many times you cannot even insure your home without some sort of history or inspection. The medical exam makes sure that there are no pre-existing medical conditions, and most term life and whole life insurance policies require it. Our product partners Sagicor and Assurity have two incredible products that we recommend for anyone and everyone, exam-free!
Non Medical Qualification
Although it sounds appealing, the phrase mentioned all too often by insurance companies is ?You Cannot Be Turned Down?. If you are in decent health and looking for a great rate, this should flash the little red flag in your mind like walking onto a dealership lot filled with question-dodging, shifty car salesman. These policies, while useful for some people, are actually more of a risk than anything else. You?re buying the same coverage as someone with a possible disease or paying the the same premium as a smoker or cancer patient. Sagicor and Assurity?s ?Non Med? policies are not simply no-medical-exam products. Sagicor and Assurity’s Non Med policy don’t ignore health but have a streamlined process for determining for what level a person will qualify for. ?Visit their sites to read more about Sagicor Sage Non Med Term Life and Assurity LifeScape Non Med 350.
To briefly summarize the product highlights for each, SilverSide Insurance Marketing has assembled the following list of bullet points. Compare these benefits to those of the no-medical exam products and see the difference! Read about Assurity?s product in depth on our blog!
Sagicor Sage Non Med Term Life
- guaranteed level premium in 10, 15, or 20 year term, up to $399,000
- electronic app with immediate underwriting decision
- truly competitive ‘preferred rates’
Assurity LifeScape Non Med 350
- guaranteed level premium in 10, 15, 20 and 30 year term period, up to $350,000
- electronic app with quick underwriting decision
- good rates, generous qualification criteria up to a Table 8 Impairment
Avoid the unnecessarily delays, and simply take out a term life policy without without?an exam while taking advantage of great rates offered to healthier people. Call SilverSide Insurance Marketing today and get started with these products. 480-400-7171 | Info@SilverSideInsurance.com