Term Life Insurance is a great asset to protecting your lifestyle and family, but how do you choose the Right Term Life Insurance provider and policy for your clients? This is the question that is answered by agents who approach the benefits of term life insurance from the buyers perspective. Here are 5 items that agents can help their clients consider when choosing a Policy.
Varieties of Term Life Insurance on the Market
Determine the application and underwriting process. ?Is an exam required? Is it a guaranteed issue policy? ?Are different rating classes offered? ?Maybe you have some disabilities and might not pass an exam. ?You would probably benefit from choosing a policy you would have a better chance of securing. ?Are you young and in great health? ?Then maybe you shouldn?t consider a guaranteed issue policy. ?Find out all the background information before overwhelming your client to find the right policy. [Read more…]