Non med, non med, non med. We keep hearing the term ?non med? thrown around, but find that it’s definition is often blurred. C?mon. We are all thinking it. How can you get life insurance (or any kind of insurance for that matter) without a professional check up or bill of health? Many times you cannot even insure your home without some sort of history or inspection. The medical exam makes sure that there are no pre-existing medical conditions, and most term life and whole life insurance policies require it. Our product partners Sagicor and Assurity have two incredible products that we recommend for anyone and everyone, exam-free!
Non Medical Qualification
Although it sounds appealing, the phrase mentioned all too often by insurance companies is ?You Cannot Be Turned Down?. If you are in decent health and looking for a great rate, this should flash the little red flag in your mind like walking onto a dealership lot filled with question-dodging, shifty car salesman. These policies, while useful for some people, are actually more of a risk than anything else. You?re buying the same coverage as someone with a possible disease or paying the the same premium as a smoker or cancer patient. Sagicor and Assurity?s ?Non Med? policies are not simply no-medical-exam products. Sagicor and Assurity’s Non Med policy don’t ignore health but have a streamlined process for determining for what level a person will qualify for. ?Visit their sites to read more about Sagicor Sage Non Med Term Life and Assurity LifeScape Non Med 350.
To briefly summarize the product highlights for each, SilverSide Insurance Marketing has assembled the following list of bullet points. Compare these benefits to those of the no-medical exam products and see the difference! Read about Assurity?s product in depth on our blog!
Sagicor Sage Non Med Term Life
- guaranteed level premium in 10, 15, or 20 year term, up to $399,000
- electronic app with immediate underwriting decision
- truly competitive ‘preferred rates’
Assurity LifeScape Non Med 350
- guaranteed level premium in 10, 15, 20 and 30 year term period, up to $350,000
- electronic app with quick underwriting decision
- good rates, generous qualification criteria up to a Table 8 Impairment
Avoid the unnecessarily delays, and simply take out a term life policy without without?an exam while taking advantage of great rates offered to healthier people. Call SilverSide Insurance Marketing today and get started with these products. 480-400-7171 | Info@SilverSideInsurance.com